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What to Do If Your Car Keys Are Stolen
Losing your car keys can be a terrifying experience. Take a deep breath before panicking and look through your bags, pockets, and immediate surroundings.
Modern keys should be turned off to stop theft.
Report it to the Police
The loss of your car keys can be an unsettling and stressful experience. It can cause disruption to your day, create delays in your plans, and could cost you more. If keys have escaped of your pocket, or you've simply lost them somewhere else There are a few steps you can take to avoid further issues and remain safe.
First, make an effort to remain calm and not get overwhelmed. This could cloud your judgment and make it more difficult to come up with the solution. Take a deep breath, and carefully check your purse, pockets or handbag for keys. If you lost your keys in a public area or workplace setting Ask someone to see whether they found it. Also, if you've got any spare keys in your home, you should give those a good look as well.
Once you have checked all the obvious places the keys might be, it's time to report the incident to the police. The earlier you report it the more effective. This will be an official police report that can help you with your insurance claim in the future.
You can do this by completing an online crime report with the NYPD. You will need to have your vehicle registration number as well as a few other details in order to complete the report. After the report has been filed it will be entered into NCIC and the state's auto computer records for theft. This will deter others from attempting to sell your vehicle or obtain an alternative title for the vehicle that was stolen.
Report the loss of your spare keys to your insurance company. This will allow your insurance company to begin the claim process and could even pay any additional expenses incurred due to your lost keys. Your insurance provider can advise you on how to improve your car's security in order to reduce the likelihood of it being taken away. This might include a car alarm, an immobiliser or tracking devices that could be connected to your vehicle key fob or smartphone apps.
Find a replacement key
The loss of things is a regular event in our busy lives. Losing your car keys, your favorite pair of sunglasses, or even your debit card could be a major disruption to your plans.
Luckily, it's usually not a big deal to acquire a replacement key for a stolen vehicle. There are a variety of options to choose from when getting a new key dependent on the type of key your car has.
You can contact your dealer or an auto locksmith to request an updated key. Dealers may charge more but they will do it quickly. They may also use the VIN number of your car to match the new key to your specific vehicle.
You can locate a locksmith who can do the job for much less than a dealer if your car is old and still has a mechanical key. The locksmith can make keys on the spot and remove the old one's programming to render it useless.
For modern automobiles that come with a remote-keyless key or a transponder chip, it is possible that you will need to visit the dealership in order to get one made. The dealer will require the make and model of the vehicle to match the key.
Always have an extra key in case you lose your original key or cannot start your vehicle for any reason. Look in places where you would not normally check for your keys. For example in the pockets of your jacket or pants or in your bag that you brought to work. If you can't find your keys, think about the GEICO roadside emergency policy. This will give access to a nationwide auto locksmith network which can assist you in getting back on the road in a hurry. These policies could save you money and stress in the event that your car keys get lost or stolen.
You can make a claim through your insurance company
There aren't many things that can create more anxiety than losing your car keys. Your plans to eat pizza, change into comfy sweats and watch a favorite show are suddenly thrown into chaos. In the aftermath of a moment of despair, you'll probably calm down and begin to think about what has happened. It is important to contact the police at this point. This will not only give you a crime number that can assist you in finding your keys, but also alert your insurance company to the situation and offer advice on what to do next.
Most auto insurance policies will cover the cost of a locksmith or will pay the cost of a key replacement made by your dealer. If you have roadside assistance coverage, your insurance company will likely be able assist you in finding the key as well. Keep a copy of your police report as well as any receipts that pertain to the incident. Your insurer may ask to review these documents. It is a good idea to have the phone number and name of everyone you speak with at your insurer, as well as copies of any documents they request.
It is also essential to inform your insurance company of the situation so they can be on the lookout for any indications of attempted theft. If you wait too much it is possible that someone will use the key that is missing to get into your vehicle. They could leave marks on your ignition or doors.
It is essential to keep a spare key in your pocket in the event that you lose yours. As more and more vehicles are equipped with smart keys, it's even more important to be aware of where they are. However, if you do lose your keys, the above tips will ensure that it does not ruin your evening or the rest of your day.
Change Your Locks
We all know how it is to lose your keys. You've been through a long, exhausting day and you're eager to read more go home, get into your comfortable clothes, grab a pizza, and binge-watch your favorite show. You get to the car, only to realize that you're unable to locate your keys. The panic begins to set in.
While your first reaction might be to call your insurance company for a replacement key, you should contact a locksmith. Depending on the car and its locks the locksmith can replace or rekey your keys. A locksmith can make an entirely new key in a flash if your car uses locks that are traditional and keys. On the other side, if your vehicle has a key fob that is more advanced in technology, you'll probably need to have it towed to a dealership, and then get an entirely new fob programmed for you.
Rekeying locks is a great idea since it ensures that no one else will have your spare key. This is important if you are worried that your keys might have been stolen from your purse or wallet. This will prevent your sensitive information from getting into the wrong hands, putting you at risk for identity theft.
Rekeying your locks could cost you anywhere between $20 and $75. Make sure you read reviews before hiring a locksmith, as they aren't all created equal. You should also be sure that they have the right equipment and skills to work on your specific type of car.
It can be expensive and a hassle to replace your locks after your vehicle is stolen and you are in a state of mind that comes with knowing no one else will be able to access your vehicle or personal belongings is worth it. A police report can help you locate your property that was stolen and may even lead to the arrest of a thief. Lastly, don't forget to file a report with your insurance company for your home as well if keys go missing from your house.